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When someone dies without a valid will, they are said to have died intestate . Many people assume their assets will “just go to the right people,” but intestacy can cause serious complications, delays, and distress for the family left behind. Here’s why intestacy can become a major problem and how proper estate planning can prevent it. 1. The Law Decides Who Inherits. Not You! Intestacy law determines who receives your estate. These rules follow a strict formula based on fami

If someone requires long-term care in a care home, the cost can be substantial and this can have major implications for their estate and for those who hope to inherit. Below we walk through how the system works in England and Wales, how much it typically costs, and why estate planning is so important in this area. Who Pays What? England In England, if a person goes into a care home and requires residential (non-nursing) care, the local authority will carry out two assessments

When it comes to planning your estate, many people think about wills, but trusts are often overlooked. Trusts can be a powerful tool for ensuring that your assets are distributed according to your wishes. They offer benefits that a simple will cannot provide. In this post, we will explore why trusts are essential for your estate legacy and how they can help you achieve your goals. Trusts are legal arrangements that allow you to manage your assets during your lifetime and afte

When a loved one passes away, dealing with their estate can be emotionally and administratively overwhelming. Probate, the legal process of administering someone’s estate can take months, sometimes longer, and often involves unexpected costs. A Guardian Legacy Estate Administration Plan helps families avoid this stress by arranging and paying for professional estate administration services in advance. Here’s how such a plan works and why it’s becoming an increasingly popular

In life, we often plan for the future. We save for retirement, buy insurance, and make wills. But have you considered who will make decisions for you if you cannot? This is where a Lasting Power of Attorney (LPA) comes into play. An LPA is a legal document that allows you to appoint someone to make decisions on your behalf if you become unable to do so. This could be due to illness, injury, or even old age. Understanding the benefits of having a Lasting Power of Attorney can

When it comes to planning for the future, many people overlook one crucial element: a will. A will is not just a document for the wealthy; it is a vital part of estate planning for everyone. Understanding what a will is and how it works can help you make informed decisions about your assets and loved ones. In this post, we will explore the importance of wills, the different types available, and how to create one that meets your needs. By the end, you will have a clearer under